Will you get this service from your agent when you need it most?

After a long day at work, preparing dinner @ 7:30PM tonight, cell rings, unknown number, I took the call, automobile insured client and a long time friend. Auto accident out of town and needed advice. Situation handled. This is what we do at Standard Insurance. 24/7 taking care of customers. If you are insured with the Big Box companies or Bank Companies, I hope you get this same level of service……


Home Insurance Rates Rose 19% Nationwide in 2011

Homeowners insurance premiums went up 19 percent on average nationwide, according to a report from an online insurance provider. Homeinsurance.com said the typical premium for a new policy in December 2011 was $810 nationwide, up from $682 in January 2011. The company said its quarterly RateReport data represents approximately 15,000 policies sold across the United


Fewer Hurricanes Forecast for 2012 Season

The 2012 Atlantic hurricane season is projected to be less active than in recent years with 11 tropical storms, six of which will intensify into hurricanes, U.S. private forecaster Weather Services International said on Wednesday. Two of the six hurricanes will be major with winds of at least 111 miles (178 km) per hour, the


Standard Insurance earns Club Membership

Standard Insurance & Realty has been named to the Champions Club by Builders Mutual Insurance Co. The selection puts Standard in the top 10 percent of agencies contracted with Builders Mutual. “Standard Insurance & Realty has shown tremendous growth and profitability through the last three years, and Builders Mutual is pleased to include them in


Owner Liabilities – When Employees Drive Part 3 of 3

Distracted driving is a growing problem in this country, and the best way to avoid liability for your employees’ actions is to be sure they are aware of relevant laws and practice safe driving habits. You should encourage employees to always pull over before using a cell phone in a car even if it is


N.C. agency will force employers to pay injured workers

The state Industrial Commission will be taking a tough line next month against uninsured employers it has ordered to settle claims with injured workers: Pay up or go to jail. More than a dozen employers have been ordered to come to a hearing May 22 and settle a claim that has dragged for years. If


Owner Liabilities – When Employees Drive Pt 2 of 3

Part 2 of 3 Here are some basic rules to remember if you have employees who drive any vehicle for work: Vicarious Liability • Business owners will generally be held liable for injuries to third parties caused by their workers within the scope of their employment. This applies whether the employee is driving a company-owned


Owner Liabilities – When Employees Drive

Part 1 of 3 ON THE HEELS OF STRINGENT NEW REGULATIONS restricting the use of hand-held cellular phones while driving, it is more important than ever that employers be aware of their potential liability for employees’ actions behind the wheel. Under new federal regulations, commercial motor vehicle (CMV) drivers are pro¬hibited from using hand-held cell


North Carolina Vows Crackdown on Workers’ Compensation Scofflaws

Officials in North Carolina said they will review their efforts to ensure that employers are purchasing workers’ compensation coverage after facing criticism they have done little to make sure that employers comply with the law. North Carolina Industrial Commission Chair Pamela Young said she is prepared to work with the state’s attorney general to examine


Nix the Tape on Home Windows, Say Hurricane Officials

Officials with the National Hurricane Center had a message this week for residents living in hurricane-prone areas: Don’t tape your windows. Center officials are joining with a consumer advocate group at the National Hurricane Conference in Orlando, Fla. this week to encourage residents to skip taping their windows when a hurricane is heading their way.